A ready-to-use Excel model that quantifies the refinance gap on a maturing commercial real estate loan — how much debt the property can support today versus what's actually owed, and what it takes to close the difference.

- Three-test debt sizing engine — Automatically sizes the new loan against LTV, DSCR, and debt yield constraints, then flags which one is binding so you know exactly what's limiting proceeds.

- Built-in scenario stress-testing — Toggle NOI, cap rate, and interest rate assumptions across Base, Downside, and Severe Downside cases to see how the gap moves before the market moves it for you.

- Side-by-side alternatives comparison — Weighs refinancing, extending the existing loan, bringing in preferred equity, and selling the property against each other, using the same underlying numbers.